A car accident is disorienting and stressful. Knowing exactly what to do in the aftermath can protect your health, your legal rights, and your ability to recover compensation. Here is a practical guide based on Colorado law and our 30 years of experience representing accident victims.
Step 1: Check for Injuries and Call 911
Your safety comes first. Check yourself and your passengers for injuries. Call 911 even if the accident seems minor — a police report creates an official record that is crucial evidence in any injury claim. Colorado law (C.R.S. 42-4-1606) requires you to report any accident involving injury, death, or property damage exceeding $1,000.
Step 2: Document the Scene
If you're physically able, use your phone to take photos and video of vehicle damage, the surrounding area, road conditions, traffic signs, skid marks, and any visible injuries. Get the other driver's name, insurance information, and license plate number. Collect contact information from witnesses.
Step 3: Seek Medical Attention Promptly
Many injuries — including whiplash, concussions, and internal bleeding — don't produce immediate symptoms. See a doctor within 24 hours of the accident, even if you feel fine. A medical record connecting your injuries to the accident is essential evidence.
Step 4: Be Careful What You Say
Don't admit fault at the scene or to any insurance company. Colorado follows a modified comparative negligence rule — if you're found more than 50% at fault, you recover nothing. Politely decline to give recorded statements to the other driver's insurer without consulting an attorney first.
Step 5: Contact a Personal Injury Attorney
The sooner an attorney gets involved, the better positioned your case will be. We can preserve critical evidence, handle insurance communications, and ensure your rights are protected from the start. Your initial consultation with Sterling & Associates is always free.
This article provides general information about Colorado law and is not legal advice. Every situation is unique. Contact an attorney to discuss your specific circumstances.